Wealth
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The 12th house has at most 22 Sarvashtakavarga bindus. The Sarvashtakavarga counts the bindus given to each sign by the Sun, Moon, Mars, Mercury, Jupiter, Venus, Saturn and the Lagna. Houses count from the Lagna. The total over the 12 houses is 337, so the average is about 28. The cut-off of 22 is a school convention. The classical text gives no exact number. Seen in about 27.25% of charts in a sample of 2,000. Source: BPHS Ch.61.
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Classical: low SAV in 12th (vyaya = expenditure/loss house) indicates expenditure patterns require care. Native may experience unplanned losses or resource-drain events that need active management. Also traditionally noted for foreign-travel considerations. This is a pattern named in the classical texts. It is not a verdict, and many people who have it live happily.